Start Spaving Today

When was the last time you reviewed your home loan interest rate?

With the cost of living crisis, a mortgage is potentially your largest monthly expense. An additional discount on your mortgage can have a big impact on your long term interest savings over the life of your loan.

Banks sometimes charge a ‘loyalty tax’ where they don’t reward existing customers, but offer better interest rates for new-to-bank customers. Most borrowers don’t know how to negotiate with their bank, who to call or speak to at the bank, what to say, what to ask for or how to negotiate. Let us do that on your behalf with our complimentary service.

What is Spaving?

Spaving is a blend of the words “spending” and “saving.” The concept behind “spaving” refers to spending money in a way that is intended to save money in the long run through a discount.
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Who are we?

We are mortgage brokers, working for you and with you and in your best interests. Is your bank? We have been doing this for 10+ years, for thousands of clients, saving millions in interest for our clients over that timeframe and we know how to deal with the banks.
We are already doing this with all of our existing client base. We are always trying to negotiate and fight for a more competitive interest rate for them.
Your bank will never contact you (out of the blue) and provide you with an additional discount on your interest rate, so let us do it for you!
Fill in the below form. It is just a quick 3 minute process and we will go to your bank and negotiate on your behalf to try to get you a more competitive interest rate on your existing mortgage loans.

Where do I start?

Fill in the below form – just a quick 3 minute process – and we will go to your bank and get you a better interest rate on your existing mortgage loans.

Once completed, we will send you –

  • a summary of your responses (which can be edited if required)
  • a copy of our credit guide (also available via the link below)
  • an authority form to sign (so we can act on your behalf with your lender) and
  • a copy of our privacy policy (also available via the link below)
All of your information is kept confidential and secure.
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Start Spaving Today

Start Spaving Today

All of your information is kept confidential & secure – you can view our privacy policy below. If you have any questions, please contact the team at info@emergefinance.com.au
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